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These cards have been in existence since the 1970s.
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These cards have been in existence since the 1970s. You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa. For some extra security to fall back on if times get tough or to help build y. They eliminate the need to carry around cash or checks. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.
Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.
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